Products & Services

Our wide variety of financial services and integrated approach will give you the confidence that your goals are our primary concern. We work with you to match these goals to the right strategy.  We are happy to meet with you to understand your financial dreams. 

To get started designing your plan, contact Shawn Torres AIF® today to schedule a free, no-obligation appointment or call him at 413.754.3212 or email him at

  • Brokered CD's
  • Mutual Funds
  • Equities
  • Exchange Traded Funds
  • Fixed Income
  • Annuities
    • Fixed
    • Variable
    • Index
  • Life Insurance
  • IRA's
  • Traditional
  • Roth
  • Simple
  • SEP
  • 401 (K)
  • 403 (B)
  • 529 College Savings
  • Individual/Joint/Trust

 Check the background of your financial professional on FINRA's Brokercheck. 

Securities and advisory services are offered through NEXT Financial Group, Inc. (NEXT), a registered investment adviser and broker dealer (member FINRA/SIPC). Insurance products are offered through Vitae Wealth Management, LLC or its licensed agents, and NEXT. Arrha Credit Union and Vitae Wealth Management, LLC are not registered as a broker-dealer or investment advisor and are separate legal entities from and not affiliates of NEXT. Securities and insurance products are: (a) not insured by NCUA/NCUSIF or any other government agency, (b) not obligations of or guaranteed by the credit union, and (c) subject to investment risks, including possible loss of principal.