Financial Planning Tools


Wealth Management

Whether you are launching a new career, getting married, or buying a new home, a little planning goes a long way. Schedule an appointment with Shawn Torres to discuss your goals and get some sound advice.

Income Planning

Don’t let best laid plans go astray because of unexpected circumstances. Sit down with our Mr. Torres for guidance in managing a job change, caring for aging parents, or saving for retirement.

Wealth Transfer

Planning a strategy in advance, to receive or leave an inheritance, can greatly decrease your liabilities at the time of transfer.

We can help you:

  • Begin saving for retirement
  • Plan for college
  • Leave a legacy
  • Support a cause
  • Draw retirement income

To get started designing your plan, contact Arrha Financial Services, Financial Consultant Shawn Torres AIF® today to schedule a free, no-obligation appointment or call him at 413.754.3212 or email him at

Check the background of your financial professional on FINRA's Brokercheck 

Securities and advisory services are offered through NEXT Financial Group, Inc. (NEXT), a registered investment adviser and broker dealer (member FINRA/SIPC). Insurance products are offered through Vitae Wealth Management, LLC or its licensed agents and NEXT. Arrha Credit Union and Vitae Wealth Management, LLC are not registered as a broker-dealer or investment advisor and are separate legal entities from and not affiliates of NEXT. Securities and insurance products are: (a) not insured by NCUA/NCUSIF or any other government agency, (b) not obligations of or guaranteed by the credit union, and (c) subject to investment risks, including possible loss of principal.