Account Services


Register Now for eStatements which are conveniently located in Home Banking. Simply log into your Home Banking profile and choose the eStatements tab. A window will pop up for you to accept, review disclosure, and click "I agree."  When your next statement is ready, you will receive an e-mail with a link to the eStatements sign-on screen, where you will retrieve your statement. 

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Credit Education

Your Arrha Credit Union takes pride in the products and services we offer. We are continually striving to improve these services by working directly with our members. It is important to us that your financial needs are met. We have spent time and effort working with our Members on preserving their credit and educating them on repayment strategies that are beneficial to both the Member and the Credit Union.

Our professionally trained staff is ready to assist you with any financial questions you may have. Please call for a confidential appointment at 413-732-9812.


Notary services are available, free of charge, to all of our members.


sum atm network

ATM cards are available on share and checking accounts to make your banking easier. Your Arrha Credit Union ATM card can be used surcharge free at hundreds of strategically placed locations throughout the Massachusetts area under the SUM logo. To find a location near you visit the SUM locator page at

Debit Cards

Debit Cards are available to qualified members on their Arrha Credit Union Checking Accounts. This service enables members to purchase goods and services at all locations that accept VISA®.

Traveling? Important Note: The Arrha Credit Union Debit Card is not available for international use unless we receive prior notification. Simply call us at 413-732-9812, or log into your Home Banking profile and enter your travel dates.  

Direct Deposit

All Arrha Credit Union Members can have their payroll deposited directly into any of their accounts at the Arrha Credit Union.

Payroll Deduction Service

The Credit Union provides a Payroll Deduction Service that transfers funds from your payroll to any of your accounts. The Payroll Deduction Service can be used to pay your Credit Union loan or fund a Club Account, or transfer funds to a second Arrha Credit Union account.

Family Membership

The Arrha Credit Union will extend all products and services to ANY Family Member. That's right, these great services can be offered to your spouse, parents, children and sibling by direct lineage.


You can have money credited or debited to your Arrha Credit Union account from any outside vendor by supplying them with your account number and the Arrha Credit Union routing number, which is #211885917.

Wire Transfers

Arrha Credit Union can accommodate wiring instructions, please call us at 413-732-9812 for more information.

Check Orders

We have switched check order companies to offer our members checks at the lowest cost. We will also increase the amount of checks you receive in a box from 120 to 150. We have chosen Legacy Member Services who serves credit unions across the country and is dedicated to providing a complete line of business and personal check items. We would be happy to place your first order for you. Give us a call at 413-732-9812 or toll free at 877-732-9812. If you'd prefer, send us an email at

Home Banking

You are able to do most of your home banking on-line. Just go to our home page and click on the "Member Login" icon on the top right of the page and complete the application for access. You're only a click away.

Mobile Banking

Anywhere banking is easy with our Mobile Banking. No need to call the branch or have access to a computer when you need a balance or to transfer money. Sign up for free today by logging into home banking and clicking on the Self Service tab then Mobile Money. You'll be on your way to account access right in the palm of your hand.


Home Banking members can now see images of cancelled checks written by them in our Home Banking environment. Just click on the hyper-linked cancelled check number to view the front and back of cancelled checks.


With BILLPAY, you have the ability to pay your bills any time you want online. The only requirement is to have a checking account and be a Arrha Credit Union online member.

Federally Insured

All savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA). The NCUA symbol means that by Congressional Resolution, your insured deposits with us are backed by the full faith and credit of the United States Government.

The Massachusetts Share Insurance Corporation (MSIC) will cover any deposit amount, which may not be covered by NCUA at no cost to the Member. As a result of the new law, MSIC will now fully insure excess shares and deposits without limits that exceed NCUSIF coverage. No limit exists on IRA accounts.